C.L.U.E. Report in Real Estate
C.L.U.E. (Comprehensive Loss Underwriting Exchange) Reports give the insurance claim and loss history for a residential property. Insurers regularly report property losses to a company that compiles the C.L.U.E. Report to a homeowner. Only the homeowner or a prospective insurer can order it.

Acquisition by Lease Purchase
A valid strategy, especially in times when home sales are down, is to acquire control of a property with a lease purchase agreement. Legalities differ by state, but generally a real estate investor can use a lease purchase to acquire a property for subsequent sale or lease to someone else.

Comparative Market Analysis
A good comparative market analysis, or CMA, is simply defined as one that helps to yield an accurate and reasonable listing price for a property. However, easily defined and easily produced are not the same. A good CMA requires attention to detail, mathematical skills, experience and a bit of creative thinking.

Property Management Responsibi
Real estate property management is an area of specialization that involves four basic areas of responsibility. Marketing/Financial, Tenant and Occupancy, Facility, and Administrative are those four areas. Get more detail here on these four areas of real estate property management responsibility.

Home Repair Estimating
Real estate investing, and especially the flipping of properties, frequently involves the purchase of a property in poor condition and repairing and remodeling it to result in a profit when it’s sold. Obviously, great risk is assumed if the real estate investor isn’t able to accurately estimate repair costs. Here are resources to help.

DSCR – Debt Service Coverage Ratio Calculations

While there are a number of websites that show how to calculate the DSCR, or Debt Service Coverage Ratio, used by lenders to make commercial mortgage decisions, it’s not going to be the direction a buyer wants to take in evaluating a property for purchase.

While we need to use DSCR when looking at an apartment or multifamily project, we’re more likely to want to see what we may be able to borrow to buy it, rather than what the DSCR is for the current mortgage. In this DSCR calculation example, I’ll show you how to do it both ways, but with more emphasis on how to determine, with a minimum DSCR a lender will use, how much can be borrowed.

DSCR – Debt Service Coverage Ratio Calculations originally appeared on About.com Real Estate Business on Tuesday, February 2nd, 2010 at 09:31:29.

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